TARGET DATE FUNDS Where have we been, where are we now, where are we going…..

Matt will discuss the background and history of Target Date Funds with a focus on Asset Growth, TDF Options (active, passive, hybrid, etc.) and Product Evolution and Innovation.  Additional information will be presented regarding Target Date Fund Industry Statistics on usage and Asset Flows.

Erik will present an Overview of Advantages/Disadvantages/Flaws of Target Date Fund offerings from an investment perspective.